fekete wrote:

Who owns your vehicle?


As above, read the following ref ownership and road tax

Registration. Most people believe that when they buy a new car that they have to register it (in Britain, with the commercial company known as the "Driver and Vehicle Licensing Agency"). What very few people are aware of is the fact that the act of applying for registration actually transfers the physical ownership of the vehicle from you the purchaser who paid the money, to the Licensing Authority who licenced the vehicle. That is, you have just given the vehicle away to a commercial company who has done nothing at all for you and which does not have your best interests at heart. As it is unlawful to swindle anyone, I would be most interested to hear any reason whatsoever as to why this registration should not be deemed to be unlawful as I can't think of any reason or basis why this should not be considered blatant and obvious fraud, and there has certainly not been full disclosure of the terms of the contract.

The change of ownership is shown by the fact that you, the previous owner, are now sent a document stating that you are now "the Registered Keeper" of the vehicle which you have just bought. You are left to pay for maintaining the vehicle which you do not own, and the actual owner can, and will, destroy the vehicle (which cost the owner nothing) if you, the 'Registered Keeper' do not keep on paying for the use of the vehicle. Destroying the vehicle would be unlawful if the vehicle did not belong to the company doing the destroying.

The vehicle will be crushed if the "Road Tax" is not paid. That 'tax' is substantial and was originally introduced as a fund contributed to by the drivers of vehicles, in order to build new roads for those vehicles to drive on, and to maintain all existing roads. That was a very reasonable idea, and it means that all the roads in the country belong to the people who paid the money for them to be built and repaired.

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Question
Is there a difference between the registered keeper and the owner of a vehicle?

Answer
A registration document (V5) is not proof of ownership. The registered keeper should be the person who is actually using / keeping the vehicle and this is not necessarily the owner of the vehicle or the person who is paying for it.

He is the person responsible for the vehicle so far as official communications from the police/DVLA etc., but the owner is the person who put up the cash (or was given it as a gift).

The DVLA make a point of saying that the person named on the registration document is not necessarily the owner.

This is particularly true with a company car which is owned by the company, however the registration document should show the registered keeper, i.e. the day to day user (this may be an employee who has it as a permanent perk with his/her job).

In the case of a car used by a married couple, ownership of any property is usually classed as joint and if the husband was stopped driving the vehicle without insurance the police would probably accept that he was joint owner and not look to the wife for additional offences, such as owner permitting no insurance.

A registered keeper will usually be regarded as responsible for parking tickets etc so it would be wise to have the registration document changed if you are the owner, but not the user/keeper. There might also be some circumstances where you would be deemed as being the owner of the vehicle for an insurance offence, e.g. if you are permitting someone to use the vehicle knowing full well it is not insured or roadworthy.

Most insurance companies insist that the person who they insure is the primary user of the vehicle and can specify that the person is the registered keeper. It is up to them who they will or will not insure.

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i don't own anything!

Not even a roll cage ?!

Romadog wrote:

Quote:

i don't own anything!

Not even a roll cage ?!