 | Home > Puma (Tdci) > Remapping and insurance |
 
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| Sockpuppet Member Since: 17 Sep 2011 Location: Leicester Posts: 479  
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You could always have a spare ECU and change it out should the worst happen.
Bear in mind it would have to be a pretty serious for them to check the ECU. Especially if the car is standard looking, if it was a lowered corsa then that is a different story but a standard defender would not have me thinking to check for a remap. |
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26th Jun 2013 2:32pm |
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| Norm4n Member Since: 31 Aug 2012 Location: Surrey Posts: 329
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Elephant and mine went up about £40.
Get a standard quote haggled out first, then request the addition should you re-map. Otherwise you get stung from the start |
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26th Jun 2013 2:40pm |
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| Likeomg Member Since: 29 Jun 2012 Location: Lake District / Newcastle Posts: 2655 
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get it remapped by a company that provide you with a remap module which will allow you to load the original file in case of dealers / insurance claim i know of a defender write off which was about as serious a crash you could get, car with the police for close to a year before it was released and they didnt check the ecu... nor did the insurance company who paid out the full vehicles worth and all the other bits and bobs, top insurance company...
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26th Jun 2013 2:41pm |
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| camelman Member Since: 27 Feb 2013 Location: Peak District Posts: 3387
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As far as I'm aware, the 2.2 can't be reprogrammed with a plug in module so getting it reprogrammed in a hurry wouldn't be an option.
Don't want to run the risk of them maybe checking it or not, a mate of mine was involved in a messy prang that involved injuries and the total cost ran to over £300k!! That would be my pocket money gone for a while....  |
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26th Jun 2013 3:34pm |
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| pumaxs Member Since: 18 Jul 2012 Location: Bath Posts: 180 
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If you can afford to pay £20k+ for a Defender, and £500+ for a decent map, then you can afford to declare your mods and pay the increased insurance premium.
Undeclared mods = Void insurance = Criminal offence. I've been hit by an uninsured driver and it's a P.I.T.A to sort out!! Comments like (some of) these are irresponsible and really get on my tits!!  '57 Defender 110 XS Station Wagon 2.4tdci |
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26th Jun 2013 3:44pm |
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| Sockpuppet Member Since: 17 Sep 2011 Location: Leicester Posts: 479
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Well its a risk you take. The same as I'm sure everyone here would be truthful and tell the insurance company they were travelling at 35mph in a 30 zone if they were speeding and had an accident, or would they remember there were infact doing 30?
Bear in mind there is a lot of difference between having no insurance and having some insurance. It's pretty much impossible to invalidate the 3rd party portion of your cover. Having been stiffed over by insurance companies in the past when insured motorists hit me when I was parked in a car park and I wasnt even in the vehicle, the other driver admitting fault and still they refused to pay out I have no problems with bending the rules slightly. For example all my ex girlfriends are insured on my car. Takes my premium down by a clear £100 a year. They are all "safe" drivers - now they're all my exes so won't ever drive the car but are insured to if they wanted to - its just playing the system. Then again I don't really mod my vehicles so its a moot point  |
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26th Jun 2013 4:24pm |
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| Sockpuppet Member Since: 17 Sep 2011 Location: Leicester Posts: 479
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Having said that I've not reviewed it since that european ruiling, maybe they're costing me money now
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26th Jun 2013 4:30pm |
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| pope10001 Member Since: 15 Oct 2011 Location: Dulverton Posts: 489 
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Which European ruling is that Sockpuppet?
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26th Jun 2013 4:44pm |
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| Sockpuppet Member Since: 17 Sep 2011 Location: Leicester Posts: 479
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There was one about not being able to give women cheap car insurance because they are women and not men. Deemed sexist - which has pretty much meant that womens car insurance has got more expensive not mine has got cheaper  |
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26th Jun 2013 4:47pm |
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| pope10001 Member Since: 15 Oct 2011 Location: Dulverton Posts: 489
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Of course... No one was ever going to benefit from a ruling like that, except the insurance companies of course.
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26th Jun 2013 4:54pm |
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| IanW Member Since: 12 Jun 2011 Location: Gloucestershire Posts: 172 
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Also an offence, incidentally, to make a false declaration to obtain insurance, or to omit a material particular when applying for it. Unusual offences, these, in that most summary offences (those triable in a magistrates court) have to start (ie summons issued) within six months of the date of the offence. With these two though they can be prosecuted within three years of the date of the offence, provided proceedings start within six months of the date the offence is identified. £5k fine and six to eight points or disqualification - not to mention the faint possibility of a prosecution under the Fraud Act. Also a problem getting insurance after a conviction for this sort of offence. The no insurance offence is unusual in itself in that it is a 'strict liability' offence which means it is for the defendant to prove that he has insurance, rather than for the prosecution to prove that he hasn't. Insurance companies may not be much help in these circumstances when it comes to giving evidence in favour of the defence. Ian One wife - livid
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26th Jun 2013 5:26pm |
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| pumaxs Member Since: 18 Jul 2012 Location: Bath Posts: 180
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Thanks IanW.
It amazes me that people think they can omit/fabricate information, in order to keep their premiums artificially low, and be deluded enough to think that any insurance company is still going to pay out in the event of an accident. Granted, you are only likely to be found out in the event of a major shunt, but why take the risk? '57 Defender 110 XS Station Wagon 2.4tdci |
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26th Jun 2013 6:04pm |
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| borderterrier Member Since: 09 Dec 2011 Location: Surrey Posts: 1677 
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Given that insurance companies employ investigative agencies to find any excuse not to pay out in the event of a claim, advertising your intent to withhold information which would invalidate your insurance is hardly a smart move. I too have been hit by a non insured driver and it was a long drawn out process getting the damage paid for (I did, but it involved my personal intervention with the other driver) and drove me to distraction.
I am of the belief that those who provide these mapping services should make those buying them aware of the need to notify the insurance company of the modification as well as the fact that any manufacturers warranty is now void. |
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26th Jun 2013 6:13pm |
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| borderterrier Member Since: 09 Dec 2011 Location: Surrey Posts: 1677
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Double post -
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26th Jun 2013 6:13pm |
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